The Maryland Department of Housing and Community Development’s Maryland Mortgage Program announced the launch of two new loan products to provide higher levels of down payment and closing cost assistance. ...
Read moreLauren's Blog
Interest Rates Are On The Rise
The shift in interest rates is in motion. According to Forbes.com, mortgage rates have jumped 1.5 percentage points during the first three months of this year. They further communicated that ...
Read moreMaryland Forest Conservation and Management Program
Maryland has a Forest Conservation and Management program in place to encourage landowners to manage their forest land in return for a reduced and/or frozen property tax assessment. Any ...
Read moreUnderstanding Agricultural Transfer Tax
If a piece of undeveloped land is being sold that has an agricultural use, but it is the intent to change the use to residential, then the Agricultural Transfer Tax and Surcharge applies at the point ...
Read more3 Tips To Pay Off Your Mortgage Faster
You know the old tune by Tennessee Ernie Ford: You load sixteen tons, what do you get; Another day older and deeper in debt; Saint Peter don't you call me 'cause I can't go; I owe my soul ...
Read moreBuying a Home with Existing Solar Panels
Solar panels on a home can be a great selling advantage, one that provides very affordable utility bills. This type of technology is called a solar photovoltaic (“PV”) panel system or“Solar ...
Read moreEquitable Interest
What is equitable interest? An equitable interest is an "interest held by virtue of an equitable title (a title that indicates a beneficial interest in property and that gives the holder ...
Read moreTypes of Real Estate Licenses
In real estate, there are three levels of licensure: Salesperson, Associate Broker and Broker. Licenses are issued bythe Maryland Department of Labor, Licensing and Regulation, which is the licensing ...
Read moreThree Helpful Hints to Save on Homeowners Insurance
Homeowner’s insurance is a necessity if your home is mortgaged, and this type of insurance covers the structure of your home and your personal property, as well as your personal legal responsibility (or ...
Read moreDoc Lite Loan Program: A Local Loan Solution for Investors
It’s a hot real estate market right now, but we all remember the real estate “crash era” that began in 2008. That real estate downturn brought about many changes in financing and how loans are approved. ...
Read moreManage Your Moving Costs
With inflation and national average costs of moving on the rise, budgeting in this expense when selling your home is important. Below are some tips for having a smooth move when selling.Try to pick an ...
Read moreWorcester County’s Chesapeake Bay Critical Area Program
Worcester County’s Chesapeake Bay Critical Area Program, which was adopted in 1990, accommodates future growth within the Critical Area, while providing for conservation of fish, wildlife and plant habitats, ...
Read moreIndustry Experts Take on the Market
The number one question most real estate agents are asked right now is "What is the market doing?". The best way to answer that question is to watch the market statistics and listen to the various industry ...
Read moreUpfront Fees For Certain High-Balance and Second Home Loans Set To Rise
The Federal Housing Finance Agency (FHFA) recently announced increases to Fannie Mae and Freddie Mac's upfront fees for certain high-balance and second-home loans. High balance loans are mortgages originated ...
Read moreProperty Reassessments & How To Appeal Them
With property reassessments going out last month for much of Worcester County, property owners might be wondering what their options are if they disagree with the values the county assessment office has ...
Read moreRecent Posts
- Realtors association adopts new policy for more options
- Rental assistance program open
- Paying off your mortgage ahead of schedule
- The truth about seller disclosures
- Basics on property tax rates for homebuyers
- New guide provides purchase process FAQs
- NAR report details fire, smoke damage coverage, options
- FHA loans offer unique options
- Understanding mortgage lending
- Tax credit for renovations offered
Tags
- Buying Real Estate (48)
- Real Estate Agents (20)
- Real Estate Investment (18)
- Buying Condo (11)
- Mortgage (25)
- Real Estate Market (16)
- Buyer's Agent (25)
- Property Value (15)
- Licensed Realtor (23)
- Seller's Agent (16)
- Selling Real Estate (17)
- Real Estate License (6)
- Refinance (7)
- Fannie Mae (10)
- Freddie Mac (11)
- Affordable Homes (14)
- FHA (13)
- Homeowners Insurance (6)
- Real Estate Laws (5)
- Legislation (1)
- Fixed Rate Loans (7)
- Maryland Realtors (1)
- NAR (4)
- Real Estate Industry (1)
- VA Loans (3)
- Appraisal (3)
- Maryland General Assembly (1)
- realestatereport (1)
- Taxes (7)
- Credit Score (9)
- FEMA (2)
- National Association of Realtors (1)
- Real Estate Report (2)
- realestate (1)
- realestateindustry (1)
- Rentals (7)
- Conventional Loan (1)
- Flood Insurance (5)
- General Assembly (1)
- homebuyer (1)
- Housing (1)
- Interior Design (4)
- Legislative Bills To Impact Industry (1)
- lending (1)
- listings (1)
- National Association of REALTORS® (1)
- purchase (1)
- real estate (1)
- sellers (1)
- statistics (1)
- Title Insurance Policy (3)
- VA Loan (1)
- 95% LTV (1)
- Advantages of Solar Systems (1)
- affordable utility bills (1)
- Animal Accomodations (1)
- Animal Owner RIghts (1)
- Appeal on Reassessment (1)
- Appeal Upon Purchase (1)
- appraisal contingency (1)
- Area Median Income (1)
- as is (1)
- As-Is (1)
- Assistance Animal (1)
- Bright MLS (1)
- brightmls (1)
- broker (1)
- Burnett/Spitzer class action lawsuit (1)
- business (1)
- Buyer Agreement (1)
- Buyers (1)
- Buying A Home (1)
- C2EX program (1)
- Carbon Monoxide (2)
- certification (1)
- Changes to Follow Suit Settlement (1)
- Coastal Area Local Specialist (1)
- Coastal Association of Realtors (1)
- commissions (1)
- Common Ownership Communities (1)
- Common Scenarios (1)
- Comprehensive Flood Management Grant Program (1)
- condominium units (1)
- Contract of Sale (1)
- debt-to-income ratio (1)
- deed fraud (1)
- Disability (1)
- Embrace Home Loans (1)
- epa.gov (1)
- ESA (1)
- FHA Loan (1)
- FHFA (1)
- fire damage (1)
- Foreclosures (11)
- fraud (1)
- full disclosure (1)
- Habitat for Humanity (3)
- HB 449/SB 148 (1)
- HERA (1)
- high-demand housing markets (1)
- HOC (2)
- Home Inspections (1)
- HomeAbility (1)
- homebuyers with disabilities (1)
- Homestead (1)
- Homestead Tax Credit (1)
- homevalues (1)
- House Bill (1)
- HUD (2)
- inspections (1)
- Institute for Building & Home Safety (1)
- insurance (1)
- inventory (1)
- investors (1)
- irs (1)
- Lead Paint (3)
- listing fraud (1)
- Loan Limits (1)
- Local Market (1)
- Los Angeles area fires (1)
- Market (1)
- Market Report (1)
- Maryland home inspection addendum (1)
- Maryland Mortgage Program (2)
- Maryland Mortgage Program (MMP) (1)
- Maryland Office of the Comptroller (1)
- Maryland Real Estate Commission (1)
- Maryland REALTORS® (1)
- Maryland’s Property Condition Disclosure (1)
- marylandhomeownership.com (1)
- MD Realtors Recap '24 Legislation (1)
- Median List Price (1)
- More Md. Bills Of Significance (1)
- Mortgage Lending (1)
- mortgage pre-approval (1)
- NAR Code of Ethics (1)
- National Priorities List (1)
- negotiate (1)
- New Fair Housing Measures in MD (1)
- newform (1)
- NFIP (1)
- Notice of Assessment (1)
- Offers Of Compensation (1)
- Panel System (1)
- partial exemption (1)
- Petition for review (1)
- Pre-Inspection (1)
- preparing for homeownership (1)
- property inspections (1)
- Property Tax Notice (1)
- Property Value Certificate (1)
- realproperty (1)
- Realtor SAfety Month (1)
- Realtor Safety Program (1)
- Realtors Education (1)
- Realtors Representing Buyers (1)
- REALTORS® (1)
- REALTORS® Commitment to Excellence. (1)
- Reference Guide (1)
- Renters and Service Animals (1)
- replacementhome (1)
- Representation (1)
- Request (1)
- Revenue Administration Division (1)
- Right to Negotiate (1)
- Right to Terminate (1)
- Right to Terminate clause (1)
- second home (1)
- second home purchase (1)
- section1031 (1)
- Seller Credit (1)
- Short Sale (2)
- Showings (1)
- Social Security Administration (1)
- Solar Lease (1)
- Solar Loan (1)
- solar panels (1)
- solar photovoltaic (1)
- State of Maryland (1)
- Support Animal (1)
- tips (1)
- Understanding Mortgage Lending (1)
- Unilateral Notice of Termination (1)
- USDA (2)
- USDA Loan (1)
- vacation home (1)
- waiving home inspections (1)
- Website provides valuable resources for homeowners (1)
- Whom Real Estate Agents Represent (1)
- Whom Real Estate Agents Represent form (1)
- wildfire damage (1)
- Witholding Tax (1)
- Worcester County (1)
- Written Broker Agreement (1)
- Written Buyer Agency Agreement (1)
- Zoning (1)
Archive
- March 2025 (4)
- February 2025 (3)
- January 2025 (5)
- December 2024 (3)
- November 2024 (5)
- October 2024 (4)
- September 2024 (4)
- August 2024 (5)
- July 2024 (4)
- June 2024 (4)
- May 2024 (5)
- April 2024 (3)
- March 2024 (5)
- February 2024 (3)
- January 2024 (3)
- December 2023 (4)
- November 2023 (3)
- October 2023 (4)
- September 2023 (5)
- August 2023 (1)
- July 2023 (4)
- June 2023 (5)
- May 2023 (4)
- April 2023 (2)
- March 2023 (4)
- February 2023 (4)
- January 2023 (3)
- December 2022 (4)
- November 2022 (3)
- October 2022 (3)
- September 2022 (4)
- August 2022 (4)
- July 2022 (5)
- June 2022 (3)
- May 2022 (4)
- April 2022 (4)
- March 2022 (5)
- February 2022 (4)
- January 2022 (4)
- December 2021 (4)
- November 2021 (4)
- October 2021 (4)
- September 2021 (5)
- August 2021 (4)
- July 2021 (5)
- June 2021 (4)
- May 2021 (3)
- April 2021 (5)
- March 2021 (4)
- February 2021 (4)
- January 2021 (4)
- December 2020 (4)
- November 2020 (4)
- October 2020 (5)
- September 2020 (4)
- August 2020 (4)
- July 2020 (5)
- June 2020 (4)
- May 2020 (4)
- April 2020 (6)
- March 2020 (2)
- February 2020 (2)
- January 2020 (1)
- December 2019 (1)
- November 2019 (1)
- October 2019 (2)
- September 2019 (1)
- August 2019 (1)
- July 2019 (1)
- June 2019 (1)
- May 2019 (1)
- August 2018 (4)
- July 2018 (4)
- June 2018 (4)
- May 2018 (5)
- April 2018 (4)
- March 2018 (4)
- February 2018 (4)
- January 2018 (4)
- December 2017 (2)
- November 2017 (1)
- October 2017 (1)
- September 2017 (1)
- August 2017 (1)
- July 2017 (1)
- June 2017 (1)
- May 2017 (1)
- April 2017 (1)
- March 2017 (1)
- February 2017 (1)
- January 2017 (1)
- April 2016 (1)
- August 2015 (1)
- July 2015 (1)
- June 2015 (1)
- May 2015 (2)
- April 2015 (1)
- February 2015 (1)
- January 2015 (1)
- December 2014 (1)