Most people are familiar with the VA Loan, which is a loan program through the Department of Veterans Affairs.These loans are available to veterans and active-duty military members and they offer no down ...
Read moreLauren's Blog
Consumers protected from misconduct with Guaranty
The Maryland Real Estate Commission is the regulatory agency that provides licenses to real estate brokers and agents.Its office receives 400-500 consumer complaints annually.Maryland Real Estate Commission ...
Read moreReal estate market closes strong despite 2020 chaos
The year 2020 in real estate ended very strong. Here’s an “at a glance” recap of some of the various market stats.• The average sales prices varied monthly throughout the year, but June had the highest ...
Read moreReal estate year-end observations
This year has produced noticeable real estate market shifts, and in many cases the surge in real estate demand was fueled by the effects of covid-19.Here on the shore, we saw increases in feeder market ...
Read moreCritical Area Program helps protect fish, plant habitats
Worcester County’s Chesapeake Bay Critical Area Program, which was adopted in 1990, accommodates future growth within the Critical Area, while providing for conservation of fish, wildlife and plant habitats, ...
Read moreRecord-setting low interest rates benefit home buyers
There are so many advantages to owning your own home, and even with prices on the rise, affording a new home may be easier than you think due to continued record-setting low interest rates.In fact, according ...
Read moreProperty restrictions special exception or variance option
When it comes to restrictions that local governments impose on property, there are avenues such as a variance or a special exception that owners can pursue to request changes, but the two are very different.A ...
Read moreWater quality test important for homes with private wells
An important inspection for homes, especially those on a private well water supply, is the water quality test.This test usually covers bacterial, chemical and lead testing in our area. These water tests ...
Read moreBeat other buyers in multiple bid situations
In a strong real estate market with lower inventory, we are experiencing numerous multiple offer situations, especially on the lower price point category of homes that first-time homebuyers would be seeking.So ...
Read moreDifferent levels of insurance policy coverage
Most commonly used in the state of Maryland to protect a buyer and ensure that title to a property is clear and marketable in a real estate transaction, is the purchase of a title insurance policy.Title ...
Read moreHome smoke alarm requirements
Homeowners in the state of Maryland should be aware that as of Jan. 1, 2018, there were new residential smoke alarm requirements put into place, as per a bill passed by the Maryland General Assembly in ...
Read moreUndersupply of homes sets up bidding wars
With two months left in this bizarre 2020, and the continuation of a very strong sellers market, many buyers are asking what impact continued economic uncertainty could have on home prices and will they ...
Read moreReStores offer discounted home furniture, appliances
Habitat for Humanity of Worcester County operates a ReStore located at 9026 Worcester Highway in Berlin.The current hours of operation are Wednesday through Saturday from 9 a.m. to 2 p.m.Habitat for Humanity ...
Read moreLenders seek verification of cash deposits in accounts
Cash may be king in a sellers’ market, but buyers need to understand that the same is not true with financial institutions.So, if you don’t have all of the cash funds readily available already in a banking ...
Read morePandemic creates growing homeowner dissatisfaction
Information from a recent Sears Home Services survey is showing that the pandemic has prompted homeowners to reevaluate their homes.They surveyed about 1,000 people nationwide on how they feel about their ...
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